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Do I really need insurance and why should I get one?

To answer this question, think about the following example:

Let’s say that you love driving, however driving impose some sort of a risk i.e. accident. You have the following alternatives relating to the risk:

  1. Do nothing – you keep the driving and if something happen you have to pay the consequences
  2. Avoid the risk – stop driving as you don’t want to take any risk
  3. Transfer the risk – pay a small premium that if an accident happens someone else is paying for the consequences.

Which option do you prefer? What would you do?

Insurance is a method of transferring the risk to someone else and there are some ways to make this transfer generate some wealth for you in the long run.

Now, lets ask what is the most important thing to you and how you reduce or transfer the risk associated with it?

See your qoute

Types of protections

Protecting the future

Life insurance

Protecting you

Critical Illness

Protecting your income

Income protection

Protecting your health

Health insurance

To learn more